Healthcare & Life Sciences

Payer claims & prior authorisation

Payer operations on a unified ontology. Claims, benefits, authorisations, and care gaps from your core-admin platform — unified into one object graph. Routine work resolves autonomously with a clause-level audit trail; complex cases route to the nurse with the full reasoning chain pre-assembled.

After
Minutes – hours
PA cycle time on auto-approved cases
Before2–14 days
Inside CMS clocks (72h expedited / 7d standard, effective 2026)
After
~60–70%
Cases auto-approved within authority
Before~25–40%
Approve-only; CMS rule requires same-specialty MD on every denial
After
+30–50%
Nurse reviewer throughput on the remaining queue
Before
Time moves to ambiguous clinicals — not chart assembly
FacetsQNXTClinicalPBMProvider dir.Unified ontologyAgents + apps
Ontology explorer

One member, every linked object

Member object
M-2847291 · 52F · Commercial PPO
Facets
Benefit plan(1)
Choice PPO 2026Facets
PLAN-PPO-2026 · Commercial
Authorizations(1)
Agent reasoning trace
  1. 1
    Policy lookup

    Retrieved plan medical policy MP-2417 — Neuroimaging for adult headache. Cross-referenced InterQual CP: Imaging set (2026 update).

  2. 2
    Criteria check

    Approval requires one or more SNNOOP10 red-flag features for advanced neuroimaging in non-acute headache. Scanning chart and ED documentation…

  3. 3
    Red-flag found

    "Thunderclap onset, peak intensity <60 seconds" — documented in 2026-03-04 ED note by Dr. Aparna Iyer.

  4. 4
    Comparable precedent

    Three prior approvals in last 90 days on same policy clause with similar clinical pattern. False-positive rate on this clause: 1.2%.

  5. 5
    Decision drafted

    APPROVE — MRI brain w/o contrast (CPT 70551). Approval valid 30 days. Audit trail attached: 4 clauses cited, 1 chart note quoted, 3 precedents linked.

Claims(2)
CT head w/o contrastFacets
CLM-2026-88142 · CPT 70450 · ICD R51.9
paid
ED visit, level 4Facets
CLM-2026-88210 · CPT 99284 · ICD R51.9
paid
Care gaps (HEDIS)(1)
CBP — Controlling High Blood PressureClinical
GAP-CBP-2847 · open
Providers(2)
Neurology groupProvider dir.
PRV-4821 · Neurology · NPI ●●●●●4821
Bayview EDProvider dir.
PRV-1190 · Emergency medicine · NPI ●●●●●1190
Sourced from
FacetsClinicalProvider dir.

7 linked objects · last sync 4m ago · RLS · 10-yr audit retention.

Agent proposals · M-2847291
Actions the agent proposes on this member's objects. Each writes back to its source system. Approve / Override / Escalate stays with the reviewer.
  • Auto-approve PA-104821 — MRI brain w/o contrast

    SNNOOP10 red-flag criterion met (thunderclap onset, documented ED note). Within approval authority.

    write back toFacets
  • Close care gap GAP-CBP — Controlling High Blood Pressure

    Recent BP reading 128/78 in clinical feed satisfies the measure. Flag for HEDIS submission.

    write back toClinical
Guardrails before guardrails come up
Never auto-denies

CMS 2024 Final Rule requires same-specialty MD review on every Medicare Advantage denial. The agent approves within authority or escalates — full stop.

Cites or doesn't claim

Every clinical assertion links to the chart excerpt and the policy clause that supports it. Hallucinated citations burn nurse trust permanently; we don't ship them.

Writes back to your platform

Decisions and routing post back to TriZetto Facets / QNXT through the same object graph the agent read from. Nothing lives in a side database.

Want this on your TriZetto estate?
We'll scope a 2-week discovery sprint against one PA category on your Facets or QNXT data — and come back with the pod, the KPI, and the price.